Continuous merchant monitoring for processors

Know what your merchants are actually selling.

Underwriting is a snapshot. Aspire Proof watches every merchant from inside their store and from the open web, scores the gaps against your own policy rules, and keeps the evidence.

Northwind Wellness

northwind-wellness.example

Connector live, 4 min agoWooCommerce
62
  • CORE-002Inside versus outside content mismatch
  • SUB-006Free trial or risk free language without billing disclosure
  • NUT-003Missing standard supplement disclaimer
  • SUB-011Shipping and fulfilment policy required

last scan loading

Merchants change after you approve them.

Drift you cannot see

Products, claims, and billing terms change weeks after boarding. You usually learn about it from dispute ratios.

Disputes you cannot fight

The proof of what the customer saw lives on the merchant's site, if it exists at all.

Risk that lands on your whole book

Monitoring programs judge the portfolio, so one bad pocket of merchants becomes everyone's problem, and whole verticals get declined instead of priced.

How it works

Three steps, then it runs on its own.

01

Connect

The merchant installs one connector: a plugin, a snippet, or an API integration. It reports products, pages, policies, and subscription plans on every change, plus a heartbeat.

02

Compare

We crawl the public site independently, discover pages on our own, and compare what shoppers see with what the store reported.

03

Prove

Every finding carries hashed, append-only evidence with excerpts and capture times, tied to the merchant record.

Inside vs outside

Two views of every merchant. The difference is the finding.

Periodic crawlers only see what a merchant lets them see, and a plugin alone only sees what the merchant reports. Proof holds both views and flags the gap between them.

Inside: reported by connector

Northwind Wellness, last full sync loading

  • /Home
  • /product/daily-greensProduct, $39.00
  • /policies/refundsPolicy
  • /product/sleep-blendProduct, $29.00

Outside: seen on the public site

Independent crawl, loading

  • /Home
  • /product/daily-greensProduct, $39.00
  • /policies/refundsPolicy
  • /product/sleep-blendProduct, $29.00
  • /lp/vip-trial

    Not reported. Selling signals: price near a buy call-to-action, subscription language.

Hidden landing pages that never reach the product feed.

Public price or billing terms that differ from the feed.

A connector that goes silent or is removed.

Policy packs

Your rules, not ours.

Controls are configuration, not code. Each vertical gets a pack. Your risk team switches controls on or off, changes severity, and edits keyword lists. Every change is versioned and logged.

  • CORE-001Connector silent or removedcriticalenabled
  • CORE-002Inside versus outside content mismatchhighenabled

New verticals are added as packs. No rebuild.

Evidence

Evidence that holds up.

Findings are only as good as the record behind them. Evidence is append-only, content hashed, and timestamped, and it records which view produced it.

CapturedSourceHashExcerpt
loadingoutsidesha256:4b91ae0cfree trial, then $89.00 billed every 30 days
loadinginsidesha256:d0177f52plan: VIP monthly, interval month, price 89.00 USD
loadingsnippetsha256:9ac3e114rush my order, just pay $4.95 shipping
loadingoutsidesha256:1e6b8f70cancel any time by contacting support
Two ways to run it

Protect the portfolio you have, and approve verticals you currently decline.

Monitor

Available
  • Works alongside any gateway.
  • Nothing changes in the merchant's checkout.
  • Built for the book you already have.

Enforced

Private preview
  • The merchant processes through the Aspire payments API into your platform.
  • A customer attestation tailored to what is being sold is required before authorization. Private preview
  • The evidence record is keyed to your MID and transaction ID.
Coverage

One ingest schema, many connectors.

WooCommerceFirst release
JavaScript snippet for custom sitesFirst release
ShopifyRoadmap
BigCommerceRoadmap
MagentoRoadmap
Subscription CRMs by APIRoadmap

Built to sit inside a processor.

AvailableProcessor portal

Multi-tenant by design

Strict tenant isolation between processors, or a dedicated instance on request.

Role-based access

Separate roles for administrators and analysts, scoped to your tenant.

Full audit log

Every analyst action is recorded, including control changes and finding decisions.

One ingest API

A single normalized schema, so new platforms are connectors, not projects.

Request a demo

See it on a sample portfolio in 20 minutes.

We walk through a sample book of merchants, show the inside and outside views side by side, and open the evidence behind a live finding. Bring one vertical you find hard to monitor.